Whippet & Buck

Is now a good time to cash out your Lindens? Yes, now is the best time to cash out your Lindens. Since Second Life introduced Premium Plus (with no stipend) back in October, I’ve been keeping an eye on the exchange rate, and recently I saw L$245/USD, which is the best rate I’ve seen in years. That was my cue to finally do something about the amount of Lindens I was sitting on. I’m not a big creator, but between stipends, buying and selling land, and income from my shop, I had built up a pretty large balance. At the end of 2025, I decided to cash out some of my stash, just L$250,000 Lindens, which is about $961 USD, to test the process.

I also wanted to see if the cash out process had improved now that Tilia is owned by Thunes. At first, I tried withdrawing through PayPal and it stalled for days. I switched my payout method to Direct Bank Deposit and the money arrived in under two business days. As you can see, Second Life charged me $48.28 in fees and completed the payout within two business days (this was done over the Christmas holiday, so it stretched to about five days total). That’s impressive, but it also made me realize how ripe this system could be for fraud. Faster payouts, sometimes within hours, mean that if someone gains access to your account, real damage can happen before you even notice.

One thing I find interesting is that you would think with the exchange rate being more favorable, creators would start lowering their prices. But that hasn’t really happened. If anything, prices are staying inflated, and I understand why. Real life cost of living has gone up, and many creators rely on Second Life income to get by. It just means that as residents, we’re still paying more even when our Lindens technically stretch further.

If you’re thinking of cashing out, do it! If you have lots of Lindens in your account or a payment method with significant funds attached to it, consider enabling two factor authentication immediately.