money

  • | | | |

    Your Lindens Are Worth More Right Now

    Is now a good time to cash out your Lindens? Yes, now is the best time to cash out your Lindens. Since Second Life introduced Premium Plus (with no stipend) back in October, I’ve been keeping an eye on the exchange rate, and recently I saw L$245/USD, which is the best rate I’ve seen in years. That was my cue to finally do something about the amount of Lindens I was sitting on. I’m not a big creator, but between stipends, buying and selling land, and income from my shop, I had built up a pretty large balance. At the end of 2025, I decided to cash out some of my stash, just L$250,000 Lindens, which is about $961 USD, to test the process.

    Your Lindens Are Worth More Right Now

    I also wanted to see if the cash out process had improved now that Tilia is owned by Thunes. At first, I tried withdrawing through PayPal and it stalled for days. I switched my payout method to Direct Bank Deposit and the money arrived in under two business days. As you can see, Second Life charged me $48.28 in fees and completed the payout within two business days (this was done over the Christmas holiday, so it stretched to about five days total). That’s impressive, but it also made me realize how ripe this system could be for fraud. Faster payouts, sometimes within hours, mean that if someone gains access to your account, real damage can happen before you even notice.

    One thing I find interesting is that you would think with the exchange rate being more favorable, creators would start lowering their prices. But that hasn’t really happened. If anything, prices are staying inflated, and I understand why. Real life cost of living has gone up, and many creators rely on Second Life income to get by. It just means that as residents, we’re still paying more even when our Lindens technically stretch further.

    If you’re thinking of cashing out, do it! If you have lots of Lindens in your account or a payment method with significant funds attached to it, consider enabling two factor authentication immediately.

  • | | | |

    Who Really Benefits from Premium Plus Without Stipends? Creators.

    Who Really Benefits from Premium Plus Without Stipends? Creators.
    Photo taken at the Linden Casino!

    Second Life is rolling out a new cheaper Premium Plus plan this October, but it doesn’t include the weekly Linden stipend. On paper, it works out to about the same cost as the old plan with the stipend, but the benefit really depends on who you are in-world.

    If you’re a resident who shops, rents land, or just enjoys having a little spending money, the stipend is basically free Lindens in your pocket. It’s what makes Premium feel cheaper, because those few hundred Lindens a week can either go straight into your shopping budget or help offset the cost of Premium. Without that stipend, the discount doesn’t really give you more value. You just lose the free money.

    Where the new plan makes sense is for creators and anyone earning Lindens in-world. If you already have a steady flow of income, you probably don’t care about a stipend trickling in every week. In fact, this option benefits you more because it means fewer Lindens are being pumped into the economy. Less supply keeps Lindens stronger, and that helps creators when they cash out their earnings.

    There’s also a smaller win here for people who love playing Game of Homes (GoH) and having multiple homes. Premium Plus gives you access to the 2048 Linden Homes, and this new no-stipend version brings the cost down by about $100 a year. So if you’re mainly in it for the house and don’t care about stipends, this plan lets you hold onto a home for a little less.

    It’s also worth pointing out that with the real-life economy struggling, Second Life is clearly planning ahead. They’re looking for ways to improve their own virtual economy while keeping Linden dollar stable. A stronger, steadier Linden dollar benefits creators the most, especially those who rely on cashing out.

    But I also wish Second Life would consider the residents who aren’t earning any Lindens at all. For a lot of people, the weekly stipend is more valuable than free uploads or other perks. I have Premium Plus and almost never upload anything. This is where the new plan could backfire. Without a stipend, people may become more budget conscious. They may start to notice just how expensive it is to buy Lindens with real money, once you factor in the fees and the not so great exchange rate. Reminding people that in-game currency equals real money is not the kind of wake-up call Second Life should want to encourage.

    If Second Life wants to cater to all residents, they would allow us to customize our Premium plan. Imagine being able to pick from a list, no uploads, no stipend, no extra groups, etc., and adjust your subscription price based on what you actually use. That kind of flexibility would make Premium feel more tailored and valuable to everyone, not just creators.

    At the end of the day, this plan isn’t really for shoppers or casual users. It’s for creators who earn their Lindens, or for GoH fans who just want the cheapest way to hold a house for less money. Everyone else will find the stipend plan still gives the better deal.

    Still, having options is always a good thing. Soon, residents will be able to choose what works best for them, whether that’s weekly pocket money or a lower upfront cost with no stipends attached.

    Read more on these blogs:

    Read More “Who Really Benefits from Premium Plus Without Stipends? Creators.”
  • | | | |

    Losing Real Money at Second Life’s Fake Casino

    Second Life's FAKE Casino
    Photo taken at Helios Casino & Lounge; a Second Life casino owned by Linden Lab

    Welcome to the Helios Casino & Lounge. Linden Lab created a roleplay casino experience in Second Life where residents can play the games with free daily tokens. When the tokens run out, residents can buy more with Linden dollars. But wait a minute, I thought casinos were banned in Second Life? Well, they still are. The Helios Casino is a fake casino where you can spend real money to buy tokens and play games to win coins that you can’t cash out or convert back into Linden dollars or real money.

    Read More “Losing Real Money at Second Life’s Fake Casino”
  • | | | |

    How to buy Lindens

    Benjamins
    ♫ It’s all about the Benjamins baby

    I wrote about how to sell Lindens almost ten years ago, but do you know how to buy Lindens? If you still click the Buy L$ button in the viewer to get money to spend, you should read this blog post to find out how to get the most Linden dollars for your money.

    First, go to the L$ Exchange Settings in your SecondLife.com dashboard and change the Interface Mode from Basic -> to Advanced.

    How to buy Lindens
    How to buy Lindens
    Read More “How to buy Lindens”